top of page

Privacy Policy

​

We are Business Asset & Vehicle Finance Limited, company number 6197598 whose registered office is at 2nd Floor, Stanford Gate, South Rd, Brighton, BN1 6SB (‘we’, ‘us’ or ‘our’). We take the privacy of our customers very seriously. We ask that you read this Privacy Policy (‘the Policy’) carefully as it contains important information about how we will use your personal data.

 

For the purposes of the Data Protection Act (‘DPA’), we are the ‘Data Controller’ (i.e. the company who is responsible for, and controls the processing of, your personal data).

 

This Policy has been updated in line with the General Data Protection Regulation (GDPR) reform which takes effect from May 2018. The reform sets out more rights for individuals and greater transparency in how personal data is processed by Data Controllers, such as consent, distribution, marketing and deletion. As we are a credit intermediary, we may undertake a number of financial tasks that relate to consumer credit. Our firm’s lawful basis for processing your personal data is done so under a Legitimate Interest - “the processing is necessary for your legitimate interests or the legitimate interests of a third party unless there is a good reason to protect the individual’s personal data which overrides those legitimate interests.”

 

Personal data We may collect

We will obtain personal data about you (including your name, address, date of birth, contact information, payment details, financial information), and those whose personal data you have with express authority disclosed to us (‘others’) whichever method you choose to contact us. 

 

For example, we will obtain personal data when you (e.g. contact us for any reason, or purchase services). In certain circumstances, we may hold sensitive personal data if you provide us with such information if you feel that it is relevant for the purpose of your enquiry. Any sensitive personal data obtained and recorded will only be done so with your explicit consent.

 

How We use personal data

We will use the personal data you disclose to us for purposes  which may include.

 

  • to assist us in processing your enquiries and obtaining the services which you require;

  • to help us identify you and any accounts that you hold with us;

  • undertaking credit checks;

  • administration;

  • fraud prevention and detection;

  • customising our website and its content to particular preferences;

  • to notify you of any changes to our website or to our services which may affect you;

  • security vetting; and

  • improving our services.

  • Marketing and opting-in

 

We may share your personal data with organisations as set out in the ‘disclosure of personal data’ section below. 

​

Disclosure of personal data

We may disclose personal data which you provide to us to:

 

  • Our agents and service providers (e.g. providers of web hosting or potential funders);

  • Law enforcement agencies in connection with any investigation to help prevent unlawful activity;

  • Finance companies with whom we deal for the purposes of providing our services to you;

  • Insurance companies with whom we deal for the purposes of providing our services to you and to verify information provided to us by you; and

  • Other third parties with whom we deal with in the course of providing our services to you; and

  • Any regulators within whose jurisdiction we operate within from time to time.

 

Please be aware that we will not share or otherwise disclose any personal data provided to us to any other party.

 

​

Your rights

You have the right to request access to your personal data which we process. This formal request is made under the DPA and is referred to as a Subject Access Request. If you wish to exercise this right and make a Subject Access Request, you should;

 

  • Put your request in writing; either by email or by letter.

  • Include proof of your identity and address (e.g. a copy of your driving licence or passport, and a recent utility or credit card bill);

  • Specify the personal data you want access to, including any account or reference numbers where applicable.

 

You have the right to require us to correct any inaccuracies in your data free of charge. If you wish to exercise this right, you should:

 

  • Either speak to us via telephone or put your request in writing;

  • Provide us with enough information to identify you (e.g. account/order number, username, registration details); and

  • Specify the information that is incorrect and what it should be replaced with.

 

Data Retention

We will only process your personal data providing you have given your consent for us to do so. Under the provisions of the DPA, our firm’s lawful basis for processing personal data is based on a Legitimate Interest.

​

Navigational Information

When using this website navigational information may be collected through the use of information gathering tools such as cookies. This information includes standard statistics in order to monitor and analyse activities such as the duration of the visit to the website and the nature of the browser used. 

 

Our contact details

We welcome your feedback and questions. If You wish to contact us, please send an email to info@businessasset.co.uk or you can write to us at 2nd Floor, Stanford Gate, South Rd, Brighton, BN1 6SB or telephone 01273 724744. We may change this Policy from time to time. You should check this policy occasionally to ensure you are aware of the most recent version which will apply each time you deal with us.

bottom of page